Services
If you’ve never heard of Credit Unions then you are not alone
Credit unions are financial co-operatives, owned and controlled by their members and run for the benefit of their members. Membership is based on the idea of a ‘common bond’. This means all members have something in common such as with Falkirk District Credit Union where anyone who lives or works within the area covered by the boundary of Falkirk Council can join.
Credit unions offer great value, you don’t get paid interest on savings in the same way as other savings accounts, instead you are paid a dividend that will vary from year to year. As well credit unions give access to low cost loans to members, Falkirk District Credit Union offer rates of 12.68% APR (1% a month on a reducing balance), something to think about when some door step lenders are advertising rates of 254.5% and 499% APR!!
In Falkirk District Credit Union you will not be able to borrow until you’ve built up a history of saving – but this can take as little as 3 months. This is because we don’t take your credit history into account and we will lend you small amounts of money unlike most other financial institutions.
Collection points are throughout the Falkirk area, you can pay by standing order, payroll deduction (if your employer has agreed), PayPoint or by cash or cheque at a collection point.
All this and free loans and savings insurance as well
Can you afford not to join??
www.falkirkdistrictcreditunion.org
Contact Falkirk District Credit Union, 4 Station Road Grangemouth FK3 8DG
Telephone 01324 473695
Denny Community Flat Opening Times
Tuesdays 10am-12noon
Thursdays 6pm-7pm
Free Internet Access, all you have to do is fill out the Acceptable Use Policy, and then book in.